Working Capital
Flexible Over Draft Solutions
Manage short-term cash flow with an overdraft facility designed for businesses that need quick access to funds against approved limits. Beakon Shelters helps you secure practical financing support for day-to-day operations and growth.
Overview
How an overdraft helps
An overdraft facility gives your business access to pre-approved funds that can be drawn when needed and repaid as cash flow improves. It is a practical option for handling operational gaps without disrupting business continuity.
Working capital support
Use funds to manage payroll, vendor payments, inventory cycles, and routine operating expenses with greater flexibility.
Interest on utilization
Interest is generally charged only on the amount used, helping businesses manage borrowing costs more efficiently.
Quick access to funds
Once the facility is approved, you can draw funds as required within the sanctioned limit for timely business needs.
Better cash flow control
Bridge temporary revenue gaps and maintain smoother operations during seasonal fluctuations or delayed receivables.
Simple application process
We help streamline the overdraft application journey so you can move from inquiry to sanction with clarity and confidence.
01
Initial discussion
Share your funding requirement, business profile, and expected usage so we can recommend a suitable overdraft structure.
02
Document review
We review financial statements, banking records, business proofs, and other supporting documents required by the lender.
Beakon Shelters focuses on practical funding guidance, helping businesses understand requirements and prepare stronger applications.
03
Lender evaluation
Your application is aligned with lender criteria for assessment of eligibility, limit size, and terms.
04
Sanction and access
After approval, the overdraft limit is activated so your business can draw funds as needed within the sanctioned amount.